Covered California

For you      Individual & Family      Small Business

Health insurance when you need it.

Open enrollment is over, but you can still apply through special enrollment.


Get coverage when you experience a major life change.


ALL YEAR - Medi-Cal

You can apply and may qualify for Medi-Cal year round.

Covered California Health Exchange is the government agency offering subsidized plans for this state. The California Health Exchange was created to assist citizens and legal residents with applying for marketplace coverage in order to comply with the Affordable Care Act (“ACA”). When the law was passed in 2010, each of the 50 states had to decide to either create a state-run health insurance exchange or offer enrollment through a federally-operated exchange. This state chose to create their own exchange and called it Covered California.

Quick Quote/$63per month for a Silver plan. Bronze plans as low as $0. After financial help from: Covered California. Check circle Financial Help: $507 per month. Check circle Bronze, Gold and Platinum plans also available. Individual & Family use the SHOP & COMPARE TOOL.

June 21, 2021

Covered California Sets New

Enrollment Record as Thousands Get Lower Premiums From the American Rescue Plan, new updates for 2022.




Office Space

Tell us a little bit about yourself, the information will help us determine your potential health coverage program eligibility.

  1. What is your Zip Code?

  2. What is your total household  income per year?

  3. How many people are in your household? 

  4.  The age of each person in your household, and tell us if they need coverage?

  • You may qualify for help to lower your health care costs.

  • Make changes to your coverage and compare plans.

  • Assistant help over the phone, ask for help.

  • If you have moved within the last year, please update your address information to ensure you receive important information about your health coverage benefits.

  • ALL YEAR - Medi-Cal.

  • You can apply and may qualify for Medi-Cal year round.

  • Log in or Create an Account to Get Covered.


Very Important
Program Eligibility by
Federal Poverty Level for 2022

Your financial help and whether you qualify for various Covered California or Medi-Cal programs depends on
your income, based on the Federal Poverty Level (FPL).
More financial help for just about everyone.


The Federal Poverty Level
Broker Lic.6003156/Agent Lic.4024173

Medi-Cal for Children

Medi-Cal offers free or low-cost coverage for children under age 19. APPLY FOR CHILD MEDI-CAL

What is the federal poverty level?

The federal poverty level (FPL) is what Covered California uses to determine whether you’ll get financial help or if you qualify for Medi-Cal. It’s a measure of income level issued annually by the U.S. Department of Health and Human Services. Federal poverty levels are used to determine eligibility for certain programs and benefits.


If ineligible for Medi-Cal, you may qualify for a Covered California health plan with financial help, including federal tax credits, lower deductibles and copays and other cost-sharing reductions in an Enhanced Silver plan (Silver 73, Silver 87 or Silver 94 plan, and American Indian/Alaska Native plans).

What you get is based on your yearly household income. Lower-income families will receive more subsidies. Subsidies help with your monthly payments and out-of-pocket costs.


If your household earns up to 250 percent of the federal poverty level, you can get extra financial help for your medical care if you choose an Enhanced Silver plan (Silver 73, Silver 87, or Silver 94 plan).


These Silver plans qualify for cost-sharing reductions, which lower your deductibles, copays and coinsurance costs for medical care and prescriptions, as well as the out-of-pocket maximum that you might pay in a year. People who receive unemployment benefits at any time in 2021 may be eligible for $1 premiums and enrollment in an Enhanced Silver plan with cost-sharing reductions.


To play, press and hold the enter key. To stop, release the enter key.

Apply for Health Insurance through Covered California. free and low-cost Medi-Cal on one application.

Not sure what to do? Contact us we help you Quote or for Enrollment. From the comfort of your home.

Service Description

Bronze Coverage 60% Didn’t go to the doctor much last year? Looking for a plan that offers free services and protection in case something goes wrong? A Bronze plan could work for you, but expect big deductibles. Standard Bronze Plan, High Deductible (HDHP) Bronze Plan.

Silver Coverage 70-94% Go to the doctor or take medication regularly? A Silver plan could be your best option. You might even qualify for an Enhanced Silver plan with lower deductibles and lower costs when you see your doctor. Coverage for pre-existing conditions, 70-94% of costs paid by your insurance company, Free preventive care, No limits on what your plan pays for covered services, free children’s dental and vision.

Gold Coverage 80% No surprises or deductibles. Count on set prices from day one. Coverage for pre-existing conditions, free preventive care, 80% of costs paid by your insurance company, $0 deductibles, free preventive children's dental and vision.

Platinum Coverage 90% No deductibles and the lowest prices on services — two great reasons to go Platinum. Coverage for pre-existing conditions, 90% of costs paid by your insurance company, free preventive care, Free preventive children’s dental and vision No limits on what your plan pays for covered services
Mother and Daughter Love & Health
Health Medical Pregnant women
Adopt a child
Kaiser Permanente
Adopt a child
Health Insurance Covered CA.